Terms of service

Terms of service

These terms govern your purchase and use of digital products from Irregular Income (“we”, “us”), operated from Nembro (BG), Italy. By placing an order you accept them. Contact: itilyasse@gmail.com.

1. What you are buying

Irregular Income sells digital products: PDF ebooks and downloadable worksheets. Nothing physical is shipped. Prices are shown in the currency selected at checkout and include any applicable VAT where indicated.

2. Delivery

Your download is delivered by email and on the order confirmation page immediately after payment is confirmed. If it has not arrived within a few minutes, check your spam folder and then email us — we will resend it.

3. Your licence

When you buy a Irregular Income product you receive a personal, non-exclusive, non-transferable licence to use it for your own purposes, including printing copies for your own use. You may not resell, redistribute, share, upload, republish, translate or use our products to train machine-learning models, and you may not remove or alter any credit or copyright notice. Group, team or classroom use requires a separate licence — write to us and we will arrange one.

4. Intellectual property

All content in our products and on this store — text, worksheets, artwork, names and design — remains our property or that of our licensors and is protected by copyright.

5. Educational content only — not professional advice

This is important. Irregular Income products are educational material about organising personal and freelance finances. They are not financial, tax, accounting, investment or legal advice, and using them does not create a professional relationship of any kind. Tax rules, contribution rates and deadlines change and vary by country and by individual situation. Before acting on anything you read, check your own position with a qualified professional — in Italy, your commercialista. You remain responsible for your own financial and tax decisions.

6. No guaranteed results

We describe what the method is designed to do, not what it will do for you. Outcomes depend on your income, your circumstances and the work you put in. We make no promise of any particular financial result.

7. Refunds

Refunds are governed by our Refund policy, which forms part of these terms.

8. Acceptable use

You agree not to misuse the store: no attempts to breach its security, no automated scraping, no uploading of malicious code, and no unlawful or abusive conduct toward us or other customers.

9. Availability

We aim to keep the store and downloads available at all times but cannot guarantee uninterrupted service. We may update, improve or withdraw products; if we withdraw a product you have already bought, your existing download link will continue to work.

10. Liability

Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be limited — including your mandatory rights as a consumer. Subject to that, our total liability arising from any order is limited to the amount you paid for it, and we are not liable for indirect or consequential loss.

11. Governing law

These terms are governed by Italian law. If you are a consumer, you may bring proceedings in the courts of your country of residence and you keep the benefit of any mandatory consumer protections there. Consumers in the EU may also use the European Commission’s Online Dispute Resolution platform.

12. Changes

We may update these terms; the version in force is the one published here when you place your order.

Last updated: 23 August 2026